I remember it like it was yesterday...
In December of 2008, while I was a senior in college, I was presented with a most fabulous opportunity. My roommates/sorority sisters and I would be traveling to Hawaii with two of our friends/brothers from our brother fraternity. One of them had grandparents who had a condo on Maui. All we needed to do was buy our plane tickets and bring cash for meals.
we. were. stoked.
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| From left to right: Bean (Stacy), Crow (Will), Poppy (Breanna), Swing (Katherine), Klon (Kyle) |
The trip was a blast and many, many, many memories were made.
However, one thing happened on that trip that is not such a fond memory. In true, college student fashion, three out of five of us over-drafted on our bank accounts.
I look back now and think: What business did I have going to HAWAII when I was that irresponsible with my money?!
Of course, I'm very glad I went and don't regret it for one minute. However, I often look back at that time and think: "Never again. Never again do I want to experience that HORRIBLE feeling!"
Have I over-drafted on my bank account since that trip? Yes. Many, many times. Will I over-draft again? Well, my hope is no. And here is why.
I've embarked on a journey. On my twenty-seventh birthday, this past February I committed to breaking myself free of the bonds of debt that have entangled me for far too long.
Sound dramatic? I say not dramatic enough. Debt is one of the cruelest things that ever came upon us. And I'm in a lot of it.
In future posts, I will outline exactly: How much debt I am in, what kind of debt it is, what got me in that debt, and my plans to get out of it - and fast.
My hope through this blog is that my journey might inspire you. And, hopefully, give you some tools to embark on the same journey I have!
To be "Debt-Free in Three" - becoming debt-free in a total of three years.
It can happen.
It will happen.
And it is going to be glorious.
